Keeping you informed about Las Vegas NV. Real Estate & Mortgage industry

Anyone, employers, property owners, creditors, insurers, banks and so on and so forth, can get know almost about anything about you.

“Will you be a good employee? ?Are you likely to wreck your car?? Is your checking account frequently overdrawn?? Are you in poor health?? Will you default on your mortgage?? Does your home have water damage?? Will you trash the apartment or vacate with rent unpaid? Will you…..whatever question you can think of?

As stated in the Privacy Rights Clearinghouse report , these are some of the unspoken questions asked by employers, landlords, creditors, insurers and banks as you – the consumer – make your way through the normal affairs of adult life. To the company that may give you a job, write an insurance policy, or rent you an apartment, you represent a risk – the unknown – and companies feel a need to assess their “risk” in dealing with you. Of course, you won’t be asked these questions outright, but those who want to rate your “risk level” are turning more than ever to specialized “consumer reports” to find out more about you.

Do you want to know how private is your CREDIT REPORT? How about your…

• Medical conditions (for example, the Medical Information Bureau (MIB) report)
• Residential or tenant history and evictions (for example, RentBureau)
• Check writing history (for example, ChexSystems)
• Employment background checks (for example, LexisNexis Screening Solutions)
• Homeowner and auto insurance claims (for example, CLUE reports)

Now, being the fact that all these information are available to anyone, it is vital that you know the information in these reports as well.

You must make sure that all the information is accurate.

The gatherers of information, as well as the reporting agencies, are required under terms of the FCRA (Fair Credit Reporting Act) and the Fair and Accurate Credit Transaction Act (FACTA) to correct any information that is incorrectly reported.

I am not looking for a new job, I haven’t written bad checks, and I don’t believe my medical history would concern anyone, but I still want to know what all of these various reports have to say about me. Every person is entitled to these FREE reports annually.

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Do not forget to contact us, we will be there to answer all your questions and walk you thru, safe and sound, today’s difficult Real Estate market.

I Hope this info is of help, if so, please

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